Venture investment in an AI-native platform for companies operating internationally. The company already serves 1,000+ businesses and is scaling rapidly.
Regional focus: actively operating in Southeast Asia and expanding into the Middle East, Eastern Europe, and Central America.
Problem
International SMEs face:
- limited access to USD accounts
- high FX spreads
- fragmented financial services
- complex reporting requirements
Traditional banks are not designed for borderless digital businesses.
Solution and Product Overview
The company offers an AI-native platform for international SMEs that integrates within a single environment:
- USD accounts and multi-currency operations
- international payments (fiat + stablecoin)
- corporate cards with spend control
- invoicing and financial process automation
- an AI assistant that not only analyzes but executes financial actions
The platform replaces fragmented financial infrastructure (multiple banks, services, spreadsheets) with a unified management system.
Market Overview
The global cross-border payments market generates over $200 billion in annual revenue.
The SME segment is growing faster than the corporate segment, particularly in regions where banks are not adapted to borderless digital businesses.
Key drivers:
- globalization of eCommerce and digital services
- expansion of stablecoin infrastructure
- SME demand for lower FX costs and faster transactions
Tangible and Intangible Assets
- proprietary technology platform (AI + payment infrastructure)
- integration of fiat and stablecoin rails
- 100+ currency corridors
- active customer base across multiple regions
- accumulated operational expertise in international corridors
- brand positioned as a financial operating system for global SMEs
Current Status and Achievements
- 1,000+ clients
- consistent monthly growth
- rapid rollout of new products and integrations
- proven economic value for clients (FX savings and financial process optimization)
- plan to reach operational profitability in 2026
Team
The team is led by serial entrepreneurs and executives with experience in international fintech, traditional finance, and Web3 infrastructure.
Experience at global companies (ING, AWS, Goldman Sachs, Shopee, etc.) and launching products across multiple countries provides strong expertise in scaling B2B fintech solutions.
Key Metrics
- 1,000+ active international SME clients
- $4M+ monthly transaction volume (TPV)
- 100+ currency corridors
- daily operational usage (USD accounts, FX, cards, invoicing)
- verified FX savings of 1.5–4.5% for clients
- rapid pace of new product and integration launches
Unit Economics
- recurring revenue driven by a transaction-based model
- margin expansion with increasing transaction volume
- automated onboarding and financial operations reduce operating costs
- target operational profitability — H1 2026
Target Metrics (12–18 months)
- 2–3x transaction volume growth
- expansion into new regions and currency corridors
- achieving stable operational profitability
Investor Offering
Venture investment structure, with returns generated exclusively through company valuation growth and subsequent sale of the ICLUB stake, without dividend payments.
- minimum ticket: $10,000 (venture model — return via capitalization growth).
- deadline: 03.03.2026
Exit Opportunities
- sale to a strategic player (fintech / payment infrastructure)
- next funding round at a higher valuation
- market consolidation
Valuation growth potential in the next round — multiple relative to the current level.
Additional project information is available after registration in the application via the provided link.
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