The European Bank for Reconstruction and Development approved a long-term €25 million loan for Rozetka Group on April 17. The financing will be distributed between two entities: €20 million will be provided to Ukraine’s Rozetka.ua LLC, while another €5 million will be allocated to the Polish company Rozetka EU LLC.
The funds will be used for several purposes. Around €10 million is immediately earmarked to finance working capital for both the Ukrainian and Polish businesses of the group — covering current operating expenses, product purchases, and day-to-day activities. Up to another €15 million may be used not only for working capital, but also for potential capital investments, including the development of infrastructure, logistics, or the expansion of the company’s presence in Ukraine and Poland.
Part of the risk under this project will be covered by the European Union through the Ukraine Investment Framework. This refers to a first-loss risk cover mechanism, which reduces risks for the bank and makes financing more accessible. The program is aimed at supporting economic recovery during the war and stimulating green investments in key sectors.
The project also has social and environmental components. In particular, it is expected to support the reintegration of veterans and other vulnerable groups through job creation and the development of workforce programs. The green component of the financing is linked to the possible purchase of energy-efficient household appliances, in line with efforts to improve energy efficiency and reduce resource consumption.
The loan will allow Rozetka to access longer-term financing, which is currently limited in Ukraine’s domestic market. This is expected to support the resilience of the business and accelerate the company’s development abroad, particularly in Poland, where its operations are still at an early stage. In addition, the project is expected to strengthen the company’s HR policies, develop employees’ professional skills, and increase women’s participation in the corporate structure.
According to YouControl, in January–September 2025, the combined revenue of Rozetka Group companies amounted to UAH 30.2 billion. This represents around 76% of the total revenue of Ukraine’s ten largest online retailers, highlighting the company’s leading position in the market.
Rozetka was founded in Kyiv in 2005 by Vladyslav and Iryna Chechetkin. Later, a fund managed by Horizon Capital joined the company’s ownership structure. Today, Rozetka operates as a multi-category online marketplace and is developing a network of offline stores.
